Jesse Mermell is state director for the Massachusetts Association for the Blind and Visually Impaired, the oldest social service
organization in the country that serves adults and elders who are blind or
visually impaired. But she is nervous
about what might be an unintended consequence of health care reform. She explained this to me recently. Here’s a description of what her non-profit
agency does.
“We are an extremely small direct service provider that
works with individuals (mostly seniors) who are losing their vision and need to
learn adaptive techniques to stay healthy and independent. Our services are
provided by occupational therapists and optometrists who specialize in low
vison, and are covered by virtually every insurance provider, including
Medicare and Medicaid.”
A patient is referred to MAB when an eye doctor notes that
the patient’s vision has deteriorated to the point that medical treatment is unable
to reverse the damage. At that point,
the patient needs life counseling on how to adapt to forthcoming full or
partial blindness, as well as certain skill training in mobility and
accommodation to the new stage in his or her life. Trained specialists can help make a home
safer and recommend simple devices to make life with low vision easier. The association is able to provide OT
services to these patients at a very low cost.
This kind of supportive program makes it more likely that people are able
to maintain healthy life styles. For
example, they learn how to continue to take required medications. They also learn how to move about safely and
avoid falls.
The Association offers part of its services in low vision
clinics. Low vision exams are different
from your usual eye exam in that they are highly specialized and include eye
charts and tools specifically developed to assess an individual’s remaining
vision, and to determine if the client can benefit from optical devices. They are held on a regular basis in regional
locations. For example, the Low Vision
Clinic in Worcester runs weekly low vision clinics on Wednesdays. MAB also offers an array of other services to
help those with low vision, and so the assessment does not end in the clinic,
but is taken into the home to help with activities of daily living.
For example, the Association might conduct a home safety
assessment; evaluate lighting and eliminate glare; teach adaptive reading,
writing and record-keeping techniques; reduce clutter and modify appliances
with tape and markings; provide information about vision loss and community
resources; help with healthcare routines and medication management; recommend
adaptive aids and magnification devices.
And because many clients have diabetes, there is also a focus on
offering strategies for adaptive diabetes management.
As Jesse notes, “What we do is 100% in line with the goals
of payment reform: offering low-cost, preventive services that ultimately keep
seniors out of expensive long-term care facilities. We do this in partnership with respected
community and medical groups to create high impact, cost effective services.”
But she is concerned.
“We are struggling to figure out how we survive in the fast-approaching
global payment system. We are so small, that – hard as we try - we aren’t on
anyone’s radar screen. We are desperately trying to connect to an ACO
(accountable care organization) or even some sort of demonstration project, but
with no luck. If we don’t find a place for ourselves in the new model, our
referral sources will dry up and we will be forced to reexamine our whole
operation, potentially severely limiting our services.”
It occurred to me that the same concerns might exist for other
small service providers who focus on particular segments of the population.
Why the concern?
Well, under capitated, or global, payment regimes, there is a strong
incentive for medical provider groups (hospitals and doctors) to set up limited
networks of service providers for their patients. While, those networks could theoretically
include organizations like MAB, the institutional framework for making clinical
referrals will become more constrained and difficult. We can envision that clients currently served
by MAB would no longer get referrals to the Association, missing out on
life-changing adaptations and support that currently keep them out of
high-priced hospitals and nursing homes.
As the state Legislature considers changes to the law that
will make this unintended result more likely, shouldn’t they be considering steps that will help preserve
these important services?
If the need will still be there, why would the organization experience any struggle? It would either mean that they were included in the networks, or that the medical group would decide that it is medically necessary, and therefore fits an exception to the out of network rule? This happens now in the insurance world, I'm not seeing how this would differ.
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