In contrast to the you-can-have-it-all-without-sacrifice approach of the President, Jonathan Gruber states the case pretty clearly today in a Boston Globe op-ed:
"Fundamental cost control is simply incompatible with unrestricted consumer choice."
"The premiums that all employers and most employees pay are exempted from both income and payroll taxation, unlike wages. This shields firms and employees from reaping the financial benefits of lowering insurance costs."
"Health care reform can be financed by reforming the tax exclusion, and can also include stronger regulatory reforms on the supply side. Just capping the tax exclusion at the average cost of employer-sponsored insurance, so that individuals pay tax only if they have plans that cost above average, could raise as much as $500 billion over the next decade to finance reform."